Admitted
Specified daily hospital cash for accident or illness hospitalisation, within the applicable limits.
Hospital Cover24 · South Africa
Hospital cash
for life outside
the ward.
Hospital Cover24 offers daily hospital cash and accident-related benefits from R259 a month. It is not medical aid. Request a callback to talk through the option that fits your needs.
BasicR259per month
PlusR349per month
R500 or R1 000 daily hospital cash, subject to the policy wording, limits and eligibility.
Understand the cover
A hospital stay reaches beyond the hospital.
Transport, time away from work and the first unexpected costs can keep moving while you are admitted. Hospital Cover24 is designed around specified daily hospital and accident-related benefits; it does not replace medical aid.
Off work
Temporary disability benefit of R5 000 per month, up to 6 months, subject to policy terms.
An accident
Specified accident-only benefits include death, permanent disability, funeral, trauma, mobility and counselling.
Choose your daily hospital cash
Basic or Plus.
Clear amounts.
Plus doubles the daily hospital cash and increases the accident death and permanent disability benefit. Both plans include the same listed accident-related extras.
| Benefit | Hospital Cover24Basic R259 p/m | Higher daily cashHospital Cover24Plus R349 p/m |
|---|---|---|
| Hospital cash — accident Up to 20 days | R500 per day | R1 000 per day |
| Hospital cash — illness Up to 5 days | R500 per day | R1 000 per day |
| Death & permanent disability* | R100 000 | R150 000 |
| Temporary disability Up to 6 months | R5 000 per month | R5 000 per month |
| Trauma / accident emergency costs* | R5 000 | R5 000 |
| Mobility cover* | R15 000 | R15 000 |
| Funeral expense cover* | R5 000 | R5 000 |
| Trauma counselling* | R5 000 | R5 000 |
Important: *Death and permanent disability, funeral, trauma, mobility and trauma counselling benefits are only covered when stemming from an accident. This is not medical aid. Benefits, eligibility, waiting periods, exclusions, limits and claim rules are governed by the official policy wording. Read Hospital Cover24 information.
What daily cash can help with
Space to handle the practical things.
Daily hospital cash is about the costs that can arrive around an admission: transport, a few extra nights away, household commitments, or mobility needs after an accident. How you use a benefit depends on your circumstances and the policy terms.
Consider it ifA hospital week would put pressure on your usual budget.
Keep in mindIt does not replace medical aid or cover every illness for weeks.
Questions, answered simply
Before you request a call.
A Lifesaver team member can help you understand the policy information. A callback enquiry is not an activation of cover.
Is Hospital Cover24 medical aid?
No. It is not medical aid and does not replace your medical aid. It provides specified benefits subject to the policy wording.
How many days of hospital cash are included?
The stated accident hospital benefit is limited to up to 20 days and illness hospital benefit to up to 5 days, subject to the policy wording.
What does accident-only mean?
Death and permanent disability, funeral, trauma, mobility and trauma counselling benefits are covered only when they stem from an accident, as set out in the policy wording.
What about waiting periods and eligibility?
Please refer to the official policy wording for eligibility, waiting periods, exclusions, limits and claim rules. Ask for these details when you request a callback.
Also available
Legal Policy,
kept separate.
Legal Policy is a distinct product from Hospital Cover24. Review its benefits and prices separately, then select the cover you would like to discuss.
Explore Legal Policy optionsView Legal Policy information
LegalBasic
R179 / month
PSA R159, subject to terms.
Unlimited legal, document and tax advice; last will and testament services; mediation and litigation up to R60 000 per annum each.
LegalPlus
R299 / month
Unlimited legal, document and tax advice; last will and testament services; mediation and litigation up to R100 000 per annum each.
New enquiries
Talk it through
before you decide.
Request a callback about the Lifesaver Legal Plan or Lifesaver Accident & Hospital Plan. This is an enquiry only; your cover is not active.
Share only the details needed to arrange your callback. Please do not include financial, health or ID information.
We use your details to arrange and manage your requested callback. Authorised Lifesaver staff can access them for that purpose. For privacy queries, use the official contact page.
Optional Google Ads measurement
May we load Google Ads to count a saved callback enquiry? We send a conversion only after your enquiry is saved, not your name, number or cover choice. This is separate from callback permission and heatmaps. You can change your choice here at any time.